How Uninsured Automobile Coverage Affects You as a Bicyclist

If you are hit by a driver while you are riding your bicycle, and the driver turns out not to have insurance, who pays for your injuries? The answer may be “your own insurance company” if you carry uninsured motorist coverage as part of your car or truck insurance. In Georgia, you must be offered the option of taking this insurance with your vehicle policy; if you are a bicyclist, you should definitely take it.

Uninsured motorist coverage applies whenever you are hit by an uninsured driver, whether you are walking, riding a bike, driving your car, or just sitting at home when a car crashes through your wall. It will pay for your medical bills, lost wages, and pain and suffering. If you make a claim under your own uninsured motorist coverage, your claim will not make your premiums go up.

If you are injured due to the fault of another person while you are riding your bicycle, please call us at Stokes & Kopitsky for your free, no-obligation consultation. We have represented dozens of injured motorcyclists, and have years of experience in proving claims to insurance companies and courts to obtain settlements and awards for our clients.

We offer live-person phone answering 24/7, and our fees and costs are paid from the settlement or court award. If we do not obtain a settlement or court award for you, there are no fees. Please call Stokes & Kopitsky at 404-892-0011 for expert, caring legal help if you have been injured in a bicycle accident, or any other accident.